Things to Take in Consideration When Buying a New Car

We all have been there, and you know the score. We usually change cars every three or five years. And we have been gone for used cars in the past, but I think we are ready for a brand new model in a near future.

But in this case, “Which car should I choose?”, this is a question that many of us ask when we decide to buy a new car.

I learned from my own experience that it is not only about looking for your favourite car model to know if I’m making a good purchase, but you also need to go through a lot of other details. Nowadays, it is easier, and even quicker to buy a car without even leaving your sofa, but it is better to do a lot of research before making up your mind.

The opportunities are endless. Especially for those who managed to save money in the last two years due to the Covid-19 pandemic restrictions. A recent survey about what people in the UK planning to do with their savings shows that  12% plan to put money towards a new car and 10% intend to use their savings towards a mortgage deposit.

Buying a zero km car should be something that satisfies you, but not only. The subsequent use of it cannot be a disappointment. For the purchase to be dreamy, you must consider several criteria when searching.

There are many types of cars, segments, and models to choose from. For this reason, I put together a guide to look into what you should really know before buying a new car.

Choosing the Best Maker

I know we have our favourite makers. But it is also important to choose the car according to the maker’s reputation. Some have a good track record with good and durable cars, while others are the opposite. See if it’s worth investing in a car of a particular brand.

Evaluate what other consumers say about it, read reviews on it, and check the pros and cons before making your choice.

Knowing What You Can Afford

Do you know what amount per month you can spend? Do you have the capital to buy that specific car? Do you know what your limit is? If you say you can spend £300 a month, you should also know how long you are willing to spend that income.

If you are not sure about how it would cost you and how you would budget it, I would recommend you check your car affordability before making any investment.

Find out if the credit will be with expenses included, or not. Find out if there is a need to give a deposit and if there will be a final instalment of value different from the others.

At the time of buying a new car, not everyone remembers all the instalments of the car exchange operation. They forget the math, to add up the sums.

Take a Test Drive 

I don’t think I need to remind you about it. But buying a car without test driving is kind of crazy because you don’t know how you’re going to feel about it.

When purchasing new cars, ask to take a test drive with the chosen model and see if it is comfortable and meets your needs. Used cars should also be tested.

Take a walk with them and see if it’s okay. Often, the vehicle has many attractions and looks excellent, but when you enter it, you see that it is nothing you imagined. Just testing to find out the truth.

Choosing the Colour


I always wanted a purple car, but I know I will not be able to have it.  We all know choosing your car in your favourite colour will be a bit tricky.

The preference remains for black, silver, and white and when you have a car that is none of these colours will have more difficulty selling. When I decided to change vehicles, I always go for the colour that I know it’s going to be easy to be sold too.

Sorting Out the Insurance

Riding the car without insurance is just not acceptable. You know the score – it can be stolen or suffer a collision.

Remember that the valour of the insurance is a bit scary sometimes. Depending on the car you have in your garage, it can cost 3 times more than the insurance for previous cars you had in the past. Always do your homework and shop around before making any crazy deal.



Simone Ribeiro
Hi! I'm Simone, a citizen of Britain, where I live for over a decade, and of Brazil, where I was born. Midlands Traveller is where I combine my passion for travelling, business and an Eco-friendly lifestyle.